The UK's AI Accounting Software

Stop renting your accounting software.

The UK's AI accounting software with no monthly subscriptions. Professional accounting for UK businesses — powered by a built-in AI assistant.

£595one-time licence £99/yr from year two
Buy once. Own forever. · 12 months of updates & support included
app.paiddesk.co.uk · Powered by Direct First
Dashboard
Good morning, Alan
New invoice
Revenue · month
£38,420
▲ 18%
Outstanding
£12,150
6 invoices
Overdue
£2,340
▲ 2
RevenueLast 7 months
Recent invoicesView all
HGHartley Home & GardenINV-1039£4,320.00
WAWhitfield Auto PartsINV-1036£1,962.00Overdue
Buy once. Own forever.

Why pay every month when you can
own your accounting software?

01
£595

One-Time Licence

Buy PaidDesk once and own it. No monthly bills, ever.

02
£99

Annual Renewal

From year two — keep receiving updates, new features and support.

03
£0

No Monthly Subscription

No recurring monthly software charge — subscription-free accounting.

04
Yours

Your Own Stripe

Your customers connect their own Stripe account and get paid directly.

The complete platform

More than accounting software.
Your accounts, working for you.

PaidDesk doesn't just record your numbers — it does the work. It writes your invoices, chases your payments, answers your questions and keeps you in control, so you can get back to running the business.

Save time

Let the AI do the admin

The AI handles the busywork, and recurring invoices go out on their own — hours of admin, gone.

  • PaidDesk AI
  • Automatic chasing
  • Recurring invoices
Get paid faster

Money in, automatically

PaidDesk chases overdue invoices for you, and customers pay through your own Stripe or SumUp with card, Apple Pay & Google Pay.

  • Automatic chasing
  • Stripe + SumUp
  • Payment links
Stay in control

See everything, clearly

A live dashboard, smart reports, a full customer record and a self-serve portal — your whole business at a glance.

  • Dashboard & reports
  • Customer CRM
  • Customer portal
PaidDesk AI

Your AI Accounting
Assistant.

Perform real accounting tasks by simply typing what you need. PaidDesk AI understands plain English — no menus, no jargon, no accountancy degree required.

  • Create and send invoices from a single sentence
  • Instantly find who owes you money — and chase it
  • Generate reports and answer accounting questions
  • Analyse how your business is really performing
Own your accounting software
Online
Who owes me money?

You're owed £8,420 across 3 clients — here's the breakdown:

Hartley Home & Garden£4,320 · Overdue
Whitfield Auto Parts£1,962 · Due soon
Meridian Studio£2,138 · Not due
Create an invoiceThis month's revenueNew quotationChase overdue
Automatic payment chasing

Stop chasing payments.
Let PaidDesk do it.

PaidDesk watches every invoice and follows up the moment one slips past its due date — with polite, professional reminders sent automatically, until you get paid.

  • Spots overdue invoices automatically — nothing slips through
  • Sends professional reminders and follow-ups on your behalf
  • Stops automatically the moment the invoice is paid
Get paid faster
Live · auto-chasing INV‑1042 £4,320
Invoice sent
INV‑1042 · Hartley Home & Garden · £4,320
Due in 30 days
Friendly reminder
Sent a few days before it's due
Automatic
Marked overdue
Payment not received by the due date
Overdue
Follow-up sent
A firmer reminder with a one-tap payment link
Automatic
Payment received
Paid via Stripe — chasing stops on its own
£4,320 paid
Recurring invoices

Set it once.
Invoice automatically.

For retainers, memberships, maintenance plans, storage and any regular service — PaidDesk raises and sends the invoice on schedule, every time, without you lifting a finger.

  • Perfect for retainers, subscriptions and maintenance
  • Weekly, monthly, quarterly or yearly — your schedule
  • Generated, branded and sent automatically
Automate your invoicing
Recurring Sends on schedule, automatically
MSMeridian StudioMonthly retainer£2,400Next · 1 Sep
WAWhitfield Auto PartsMaintenance plan£480Next · 5 Sep
CSCoastal Storage CoStorage · quarterly£180Next · 12 Sep
The complete toolkit

Everything to run the money side,
in one place.

Professional invoicing

Create professional invoices in seconds

Clean, branded invoices your customers trust — your logo, your terms and a one-tap pay button, ready to send in seconds.

Invoice INV‑1042Sent
Website design — 12 hrs£1,080.00
Hosting & setup£170.00
Total due£1,250.00
Quotes & estimates

Turn quotes into paid invoices

Send a quote, get it accepted, then convert it to an invoice in a single click.

Quote sent
Accepted
Invoice raised
Smart reports & insights

Know exactly how you're performing

Revenue, outstanding, overdue and cash flow — with AI-generated insights.

Revenue
£38,420
Outstanding
£12,150
Customer management

Every customer, one place

Details, invoices, quotes, payments, statements, notes and full activity — a complete record for every customer.

HG WA MS CS +1,240 customers
Customer portal

Give customers their own portal

Customers log in to view invoices and quotes, download statements and pay securely — fewer questions, faster payments.

customer portal
Invoice INV‑1042Pay now
Statement · AugustDownload
Payments

Accept payments your way.

Connect your own Stripe or SumUp account and give customers a simple way to pay. Your account. Your payments. Your money — PaidDesk keeps every payment connected to your accounting.

Your own Stripe or SumUp account Card · Apple Pay · Google Pay PaidDesk isn't the processor
Pay Pay
Your account

Stripe

Accept online payments through your own Stripe account.

Connect Stripe

SumUp

Accept payments through your own SumUp account.

Connect SumUp
One price. No surprises.

Own it for £595.

A one-time software licence. Everything included. No monthly subscription.

PaidDesk Licence
£595one-time
Full PaidDesk software licence · own it forever
then £99 / year from year two
Buy PaidDesk — £595
  • Unlimited invoices
  • Unlimited quotations
  • Unlimited customers
  • AI Accounting Assistant
  • Customer CRM & portal
  • Stripe & SumUp · Apple Pay · Google Pay
  • Business dashboard & reporting
  • 12 months of software updates
  • 12 months of technical support
£99 / year
Annual Software Licence Renewal

Required from year two. Provides software updates, new features, AI improvements, security updates, bug fixes, technical support and compatibility updates.

The honest comparison

PaidDesk vs traditional
subscription software.

✦ Best value
Traditional
subscription software
One-time licence
Yes
No
Monthly subscription
None
Usually
Annual renewal
£99
Varies
AI Accounting Assistant
Yes
Rarely
Automatic payment chasing
Yes
Varies
Unlimited invoices & customers
Yes
Tiered
Your own Stripe account
Yes
Varies
FAQ

Questions,
answered.

Everything you need to know about owning PaidDesk — the licence, renewals and payments.

Still have a question?Talk to a real person — we reply within a day.
How much does PaidDesk cost? +

PaidDesk is a one-time payment of £595 for a full software licence. From year two there is a £99 Annual Software Licence Renewal. There is no monthly subscription.

Is there a monthly subscription? +

No. PaidDesk has no monthly subscription. You buy the software once and own it.

What is the £99 annual renewal? +

The Annual Software Licence Renewal is £99 per year, beginning after your first 12 months. It provides software updates, new features, AI improvements, security updates, bug fixes, technical support and compatibility updates.

Does PaidDesk work for sole traders and limited companies? +

Yes. PaidDesk is built for UK businesses of every size — sole traders, partnerships and limited companies alike.

Can I connect my own Stripe account? +

Yes. You connect your own Stripe account and receive payments directly. PaidDesk does not hold your funds and is not the payment processor.

Does PaidDesk support Apple Pay and Google Pay? +

Yes. Through your connected Stripe account, customers can pay by card, Apple Pay, Google Pay and Link.

Does PaidDesk have an AI assistant? +

Yes. PaidDesk includes an AI Accounting Assistant you can chat with — ask it questions and give it instructions in plain English, and it performs real accounting tasks on your live accounts.

What support and updates are included? +

Your £595 licence includes 12 months of software updates and technical support. Renew for £99 a year to continue receiving both, plus new features and AI improvements.

✦ AI AccountingAutomatic chasingStripe & SumUpNo monthly fees

Own your accounting
software today.

Buy once. Own forever. No monthly subscription, ever.

£595 one-timethen £99 / year from year two